How Are You Planning For Retirement?

Retirement preparation is about planning and adhering to the plan, which includes both saving and investing.   Many plan from the start to live on withdrawing 4% of their investable assets per year in retirement, which fluctuates as time goes on, according to the value of their account. This relatively small withdrawal rate can help insulate them from market declines because they know that amount Continue reading >>

You Can’t Buy the Past (Performance)

Most investors are buying based on past performance thinking that the future will replicate the past. Take for example, cryptocurrency: Bitcoin wasn’t very appealing to the masses at $1 in recent years, but when it started trading in the 5,000 -10,000 range it attracted many new entrants. The new entrants are most likely buying because they think the future will mimic the past.   The Continue reading >>

Don’t Commit Financial Suicide

Having an investment plan that you can stick with—through thick or thin—is very important. If you start to jump in and out, chasing recent performance, then your returns will suffer.   Volatility (price fluctuations), both up and down, are normal and inevitable. The challenge is to be able to live with the plan through good times and bad. Once you have a plan in place, Continue reading >>

WiseFactors is owned by VIA IV Investment LLC. VIA IV investments LLC is an Illinois registered investment advisor. By using this website, you accept our Terms of Use and Privacy Policy. Past Performance is no guarantee of Future results. Any historical returns, expected returns, or probablity projections may not reflect actual future performance. All securities involve risk and may result in losses.We do not provide financial planning services to individual investors.WiseFactors does not provide tax advice and does not represent in any manner that the outcomes described here in will result in any particular tax consequence. Prospective investors should confer with their personal tax advisors regarding the tax consequences based on their particular circumstances. WiseFactors assumes no responsibility for the tax consequence for any investor of any transaction.

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